Thursday, July 9, 2009

When Is Free Not Free?

When it's freecreditreport.com. Yeah, the commercials are cute and that darn jingle just sticks in your head. "Free Credit Report dot com, tell your friends, tell your dad, tell your mom..." But freecreditreport.com (notice I won't hyperlink it for you) is free in the very minimal definition of the word. You get one free report from one credit bureau one time once in your life. After that, it's all about the sales pitch. The government website, www.annualcreditreport.com (this one I will link for you), is where you go to get a free credit report from all three credit bureaus once every 12 months. You get the full report, minus the actual score. To get the score, each bureau charges around $5. So tell me, do you want the sizzle or do you want the steak?

1 comment:

Sergio Musetti said...

Yes... always about the money and just like credit cards companies enticing the public with great offers and little disclosures. Hopefully thing will change.