Thanks to Rebecca Fair for posting this on Notary Rotary - The Washington Times reviews the circumstances behind this year's housing b...

Last year, credit companies were touting a new credit scoring system that was in the works. The VantageScore was supposed to simplify credi...

Two weeks ago I introduced a new feature on my site called Driving Metro Detroit , a picture diary of the best and worst of the Metro Detro...

Yield Spread - This week, I overheard a loan officer talking to a borrower about yield spread. He explained to the borrower that if he qual...

For all the talk of the mortgage crisis and the financial burden that have hit so many families, here's one thing I haven't heard m...

I love pets. Some signing agents hate being disturbed by pets at an appointment, but I think they add life to a home. I love hearing the sou...

For the third time in three months, the Federal Reserve cut the federal funds rate . The rate was cut by a quarter point to 4.25%. The Feds...

Under the plan led by Treasury Secretary Henry Paulson, interest rates would be frozen for five years on certain subprime loans. Only borrow...

As I've crisscross my way through the Metro Detroit area for my daily loan signings, I've always found the contrast to be fascinatin...

I finally got the opportunity to read over the recent Fitch Ratings report on the U.S. Title Industry. Fitch Ratings is an agency that prov...

The Detroit News has been filled with bad news after bad news for metro homeowners. Lax oversight spurs foreclosures - Michigan employs on...

Live Search Maps for Outlook allows you to view and print maps directly from Outlook. If you use Outlook for your daily scheduling, this add...

PMI insurers have been worried for years as lenders were forgoing PMI insurance by writing 80/20 loans. PMI insurance is typically required ...

Top 100 Real Estate Blogs spanning the industry (with a nod to Diane Cipa who posted this on her site yesterday).

HR 3915 (input 3915 into search box), a proposal to modify the Truth in Lending Act, was easily passed by the U.S. House of Representatives...

Do you say thank you to the people that send you business? With respect to those that think it's inappropriate, I believe that a small ...

I've spent a lot of time reflecting back on the adjustable rate subprime loans I've handled over the years. What responsibility, wha...

Yesterday I posted about the piggyback credit scheme, an unethical (but apparently not illegal) way to artificially inflate credit scores. ...

If it's legal, is it still cheating? Lenders continue to be misled by borrowers who use piggyback credit schemes to inflate their credi...

Press Release Release Date: October 31, 2007 For immediate release The Federal Open Market Committee decided today to lower its target for t...