tag:blogger.com,1999:blog-45584096942975954602024-03-13T22:43:59.149-04:00Detroit Mobile Notary Signing Agent Blog - Notary Tips & NewsDetroit Mobile Notary Signing Agent Blog - Signing Tips, Mortgage & Notary News - Issues affecting the mortgage and mobile notary signing industry.Unknownnoreply@blogger.comBlogger419125tag:blogger.com,1999:blog-4558409694297595460.post-53094998134912709722013-11-26T14:56:00.003-05:002013-11-26T14:57:58.979-05:00Small Business Help<div class="separator" style="clear: both; text-align: center;">
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Goldman Sachs 10,000 Small Businesses initiative comes to Detroit:<br />
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<a href="http://www.mlive.com/business/detroit/index.ssf/2013/11/goldman_sachs_ceo_warren_buffe.html#incart_river_default" target="_blank">Supporting Small Businesses</a><br />
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-79462926553577379032013-11-26T14:25:00.004-05:002013-11-26T14:26:55.211-05:00More Mortgage Defaults Ahead? <div class="separator" style="clear: both; text-align: center;">
<a href="http://www.dsnews.com/articles/national-mortgage-default-rates-fall-in-march-2013-04-16" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;" target="_blank"><img alt="http://www.dsnews.com/articles/national-mortgage-default-rates-fall-in-march-2013-04-16" border="0" height="131" src="http://2.bp.blogspot.com/-LMYoq4CqIBk/UpT1lxWYhwI/AAAAAAAACmU/xBFAVj6_kV8/s200/paymentdue.jpg" width="200" /></a></div>
Are we about it get hit with a new wave of mortgage defaults? More and more people are falling behind on their Home Equity Line payments. And as many Home Equity Lines prepare to hit their 10 year mark over the next four years, the mark where the principal payments typically kick in, missed payments can double:<br />
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<a href="http://money.msn.com/home-loans/news.aspx?feed=OBR&date=20131126&id=17143860" target="_blank">A New Wave of Mortgage Trouble? </a>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-47693602475420117522013-11-05T14:15:00.000-05:002013-11-05T14:25:04.876-05:00Small Business Saturday - November 30th The Saturday After Thanksgiving Shop small, shop local... <br />
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-36004272579428813752013-11-05T14:11:00.002-05:002013-11-05T14:12:30.150-05:00Huntington Bank Program To Help Small Businesses<div class="separator" style="clear: both; text-align: center;">
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Huntington Bank is committing at least $5 million in a partnership with the Michigan Economic Development Corp. towards Detroit small businesses. The micro loans will especially target small businesses owned by women and minorities with fewer than 5 employees:<br />
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<a href="http://www.mlive.com/business/index.ssf/2013/11/huntington_bank_medc_partner_t.html#incart_river_default" rel="nofollow" target="_blank">Huntington & MEDC Small Business Partnership</a><br />
<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-59206403041322961562013-03-10T14:16:00.003-04:002013-03-10T14:21:27.857-04:00Forgivable Loans For Southeast Michigan Homeowners<div class="separator" style="clear: both; text-align: center;">
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Step Forward Michigan will host two forums in Redford Township on a program that offers forgivable loans to help homeowners avoid foreclosure:<br />
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Tuesday, March 12th, 6 p.m. - Vandenberg Elementary 24901 Cathedral<br />
Tuesday, March 19th, 6 p.m. - Addams Elementary 14025 Berwyn<br />
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For more information, email Linda Miller: lindamiller@nationalfaith.org Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-2588307876478403602013-01-31T13:24:00.000-05:002013-01-31T13:24:02.588-05:00Huntington Bank Spotlights Michigan Businesses<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-CsBvUP_XnAc/UQq2klCRCXI/AAAAAAAACdQ/mTBGHHvCUB8/s1600/HuntingtonBank.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="133" src="http://1.bp.blogspot.com/-CsBvUP_XnAc/UQq2klCRCXI/AAAAAAAACdQ/mTBGHHvCUB8/s200/HuntingtonBank.jpg" width="200" /></a></div>
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<a href="http://www.mlive.com/business/detroit/index.ssf/2013/01/huntington_bank_celebrates_ina.html#incart_river_default" target="_blank">http://www.mlive.com/business/detroit/index.ssf/2013/01/huntington_bank_celebrates_ina.html#incart_river_default</a>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-66459637608939456642012-10-02T21:15:00.002-04:002012-10-02T23:29:16.961-04:00<div class="separator" style="clear: both; text-align: center;">
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<br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-50713642095206975322012-08-29T13:08:00.001-04:002012-08-29T13:08:10.318-04:00The Unrepentant And Unreformed Bankers<div class="separator" style="clear: both; text-align: center;">
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<a href="http://www.sfgate.com/opinion/article/The-unrepentant-and-unreformed-bankers-3798261.php" target="_blank">Money laundering. Price fixing. Bid rigging. Securities fraud...</a><br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-77643574696584507202012-07-31T00:01:00.000-04:002012-07-31T00:01:02.142-04:002012 Hall Of Shame<div class="separator" style="clear: both; text-align: center;">
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As usual, MSN Money's yearly customer service <a href="http://money.msn.com/investing/2012-customer-service-hall-of-shame-1" target="_blank">Hall of Shame</a> includes several mortgage lenders. But the big winner is .......... Bank of America at numero uno. More than 50% of those surveyed ranked B of A's banking service fair or poor. <span style="font-size: x-small;"></span>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4558409694297595460.post-44952564369733048292012-07-29T00:24:00.000-04:002012-07-29T00:28:57.601-04:00Dan Gilbert & Quicken Loans Continue Growing Detroit<div class="separator" style="clear: both; text-align: center;">
<a href="http://4.bp.blogspot.com/-3VY4vQtCfX0/UBS7_WgZ09I/AAAAAAAACbg/q4PJNK4AV9Y/s1600/FirstNational.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="150" src="http://4.bp.blogspot.com/-3VY4vQtCfX0/UBS7_WgZ09I/AAAAAAAACbg/q4PJNK4AV9Y/s200/FirstNational.jpg" width="200" /></a></div>
With the announcement that <a href="http://www.crainsdetroit.com/article/20120725/FREE/120729940#" target="_blank">Title Source will be moving their operations</a> to the First National Building in Detroit (owned by Dan Gilbert), you can add another 1500 employees to Downtown Detroit.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-59104707712559876192012-07-29T00:18:00.000-04:002012-07-29T00:26:02.091-04:00<div class="separator" style="clear: both; text-align: center;">
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Yes Mr. President, I actually DID build this.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-176541114109405252012-07-11T20:34:00.001-04:002012-07-15T04:12:47.429-04:00<div class="separator" style="clear: both; text-align: center;">
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Back in March, I wrote about a scandal that seemed to be flying under the radar: allegations that lenders had been <a href="http://blog.detroitnotary.com/2012/03/manipulating-libor-is-this-slipping.html">conspiring to manipulate the LIBOR</a> rate. Many adjustable rate mortgages are based on the LIBOR, and an artificial manipulation of the rate could potentially mean billions of additional dollars in lenders' pockets. I wondered why this wasn't bigger news. Well, get ready. MSNBC says the <a href="http://marketday.msnbc.msn.com/_news/2012/07/11/12684779-a-scandal-over-rate-fixing-is-about-to-hit-the-us?lite" target="_blank">LIBOR scandal is about to hit the U.S.</a>, and it has the potential to become "the largest financial fraud in history." Oh that's nice. Because we haven't had one of those in a while.<br />
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Update 07/15/12: The <a href="http://www.msnbc.msn.com/id/48187483/ns/business-us_business/#.UAJ6fMV8S2U" target="_blank">U.S. Justice Department prepares criminal cases</a> against several lenders.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-23564812809163773962012-06-28T11:34:00.000-04:002012-06-28T11:34:16.765-04:00It's True Because The National Notary Association Says It's TrueI recently read a thread on Notary 123 regarding the infamous "less but not more" rule. The supposed rule goes something like this: If a signer's I.D. says John Paul Smith, you can notarize their signature as John Paul Smith, John P. Smith, or John Smith. But if a signer's I.D. says John Smith, you can only notarize their signature as John Smith, not John Paul Smith or John P. Smith. The zeal with which supposedly experienced notaries stand by this idea is quite impressive. But when asked to provide where in their state statute or notary handbook this rule exists, the soft shoe dance begins. No one can provide any law or statute that supports this rule. They do, however, insist that it's true because the National Notary Association SAYS it's true. Say what? The NNA is NOT some sort of notary governing body. They don't make the rules and they don't enforce the rules. They are a FOR PROFIT organization. They are a marketing machine. They speak in generalities with little regard to the rules of each individual state statute. And they are wrong. A lot. Just because they're the loudest voice in the crowd doesn't mean they're right. And just because you've always done it that way or that's how you were taught doesn't make it right either. <br />
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Your state handbook and state statutes are the only sources that ultimately matter. Know your handbook and take what you hear elsewhere (including here) with a healthy dose of caution. Most states allow you to identify someone based on "satisfactory evidence". If you are satisfied that they are who they say they are based on the acceptable I.D. provided, you're free to notarize away. Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-4558409694297595460.post-82663736260937446152012-05-23T20:30:00.001-04:002012-05-23T20:30:25.661-04:00<div class="separator" style="clear: both; text-align: center;">
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170 pages of documents to lower your interest with the lender that you're already with. This industry has lost its mind. Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-45402449931465231302012-05-13T12:11:00.001-04:002012-05-22T23:52:54.063-04:00JP Morgan's Two Billion Dollar Loss<div class="separator" style="clear: both; text-align: center;">
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Chase CEO Jamie Dixon admits to a "flawed, complex, poorly reviewed, poorly executed and
poorly monitored" <a href="http://finance.yahoo.com/news/black-mark-survivor-financial-crisis-150826628--finance.html">trading strategy that lost 2 billion dollars</a>. What's truly frightening is that the losses were a result of derivatives
trading. If that sounds familiar, it should. Derivatives trading is what triggered massive financial losses and wiped banks off the planet during this <span class="yshortcuts" id="lw_1336872735_14">financial crisis</span>. Are we doomed to repeat past failures?Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-11560266381662457132012-05-02T20:03:00.002-04:002012-05-02T20:03:40.093-04:00Huntington Bank Joining With Meijer To Add 100 Branches<div class="separator" style="clear: both; text-align: center;">
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Huntington Bank is continuing its aggressive growth in Michigan. Last month, <a href="http://www.zacks.com/stock/news/72332/huntington-acquires-fidelity-bank">Huntington acquired 15 Fidelity Bank branches</a> in Michigan. And today, Huntington announced plans to <a href="http://www.mlive.com/business/index.ssf/2012/05/huntington_bank_plans_to_open.html">open branches in all 100 Meijer stores</a>, more than doubling their current offices. The full service branches will be open 7 days a week, with the first 20 slated to open this year. Huntington implemented a similar plan in its home state of Ohio, opening more than 100 branches in Giant Eagle supermarkets.Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-79597650316516660892012-04-11T23:14:00.000-04:002012-04-11T23:14:26.877-04:00Does Notary Direct Value Your Servcies?<div class="separator" style="clear: both; text-align: center;"><a href="http://www.flickr.com/photos/sainthuck/6775895876/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://3.bp.blogspot.com/-sjRMAkA6pOE/T4ZIe69HSlI/AAAAAAAACaY/SqYeaOt7Nzc/s200/Cheap.jpg" width="173" /></a></div>Some of you may have received the following email today from Notary Direct:<br />
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</style> <![endif]--><span style="font-family: "Bodoni MT"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">Although the majority of us felt the crunch back in 2007-08 (<b> they likely cut fees back then too</b>), we continued to pay our notaries premium amounts to conduct each of our closings (<b>actually, already on the low scale in the industry</b>). Unfortunately, we are no longer able to do so (<b>our model of hiring cheap notaries isn't working</b>) and have been forced (<b>choose</b>) to implement a pay cap (<b>so we can hire even cheaper notaries</b>) for services rendered for all local closings within your</span> area. <br />
<br />
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</style> <![endif]--><span style="font-family: "Bodoni MT"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">Effective April 15<sup>th</sup>, 2012- Fee Table:</span><br />
<br />
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<div class="MsoNormal"><span style="font-family: "Bodoni MT";">Single Set of Loan Documents (Over Night): $50.00</span></div><span style="font-family: "Bodoni MT"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">Single Set of Loan Documents (Email): $70.00</span><br />
<span style="font-family: "Bodoni MT"; font-size: 11pt; line-height: 115%;"> </span><br />
<span style="font-family: "Bodoni MT"; font-size: 11pt; line-height: 115%;">Now I have to ask, why would any signing agent work for these kind of fees? Do you understand the value of your time? Do you understand the overhead for things like your computer, printers, copy machine, fax, phone line, cell phone, car payment, car maintenance, gas, paper, toner, pens, advertisement and marketing, certifications, listing fees, utilities, etc., etc., etc.? </span><br />
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<span style="font-family: "Bodoni MT"; font-size: 11pt; line-height: 115%;">Let me remind you of something. You are not a commodity. The lowest fee does not win. You are a service. And if you're good at what you do, you are a valuable service. Only you can decide what your fee should be. But please...remember your worth. </span>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4558409694297595460.post-33756028346146255012012-04-06T14:13:00.000-04:002012-04-06T14:13:39.178-04:00Electronic Loan Documents To Borrowers<div class="separator" style="clear: both; text-align: center;"><a href="http://www.flickr.com/photos/chebbs/403404567/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="150" src="http://2.bp.blogspot.com/-gLEQe7UJwmA/T38yPHD0zoI/AAAAAAAACaQ/DFwYAkifZAY/s200/Zip.jpg" width="200" /></a></div>I've seen more than one notary signing agent boast that instead of printing copies of the loan documents for the borrowers, they provide the borrowers with an electronic copy (disk or zip drive) instead. They do this WITHOUT permission from the lender or title company. Well, at least one title company is saying "no way."<br />
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<div class="MsoNormal"><span style="color: red;"> When receiving closing documents electronically from ServiceLink, you must print and provide a <u>paper copy</u> to the borrower at settlement, no exceptions. Providing electronic copies of documents is not permitted under any circumstances.</span></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-7598617662060230372012-03-13T01:48:00.000-04:002012-03-13T01:48:12.824-04:00Manipulating The LIBOR - Is This Slipping Under The Radar?<div class="separator" style="clear: both; text-align: center;"><a href="http://www.flickr.com/photos/xtop/3980026779/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://1.bp.blogspot.com/-ZQGmRe5RONI/T17fg0f6hZI/AAAAAAAACaE/QawTTUBW4LI/s200/Predict.jpg" width="155" /></a></div>The Justice Departments for the U.S., U.K., Japan, and Canada are currently investigating whether the<a href="http://www.reuters.com/article/2012/02/28/us-libor-probe-idUSTRE81R1ZG20120228?feedType=RSS&feedName=topNews&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+reuters%2FtopNews+%28News+%2F+US+%2F+Top+News%29&utm_content=Google+Feedfetcher"> world's largest banks conspired to manipulate the LIBOR index</a>. The LIBOR (<span class="st">London Interbank Offered Rate)</span> is the index used by many lenders to determine the interest rate of their adjustable rate mortgages. Maybe this isn't big news yet because it's just in an inquiry stage, but this has the potential to be a powder keg. Controlling the LIBOR rate would be the ultimate in insider trading. Banks and traders could potential make millions (billions?) by knowing the direction of the LIBOR in advance. Stay tuned, this could get ugly. Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-43175521260176408882012-03-02T00:01:00.001-05:002012-03-02T00:01:01.577-05:00You Know What Isn't Short About A Short Sale? The Process.If you've ever closed a loan for a short sale, you've probably heard the stories from the parties involved. A process that took from six months to a year, endless delays, re-verification, etc... In an attempt to speed up the process, three Senators have proposed a <a href="http://www.dsnews.com/articles/bill-to-speed-up-short-sales-process-and-avoid-foreclosure-2012-02-20?utm_source=twitterfeed&utm_medium=twitter">bill aimed at shortening the short sale timeline</a>. The bill, called the Prompt Notification of Short Sale Act, requires a written response from a lender within 75 days after the buyer's request. The lender’s response must "specify acceptance, rejection, a counter offer, need for extension, and an estimation for when a decision will be reached." the bill also proposes a $1000 penalty if the Act is violated. Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-4558409694297595460.post-85622495496541754832012-02-27T19:24:00.002-05:002012-02-27T22:00:25.711-05:00Quicken Loans Continues To Invest In Detroit<div class="separator" style="clear: both; text-align: center;"><a href="http://2.bp.blogspot.com/-FW8m5VDnbtE/T0xC98iKNkI/AAAAAAAACZ8/dmdf4XiQUO4/s1600/Quicken.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://2.bp.blogspot.com/-FW8m5VDnbtE/T0xC98iKNkI/AAAAAAAACZ8/dmdf4XiQUO4/s200/Quicken.jpg" width="190" /></a></div>Those of us here in the Detroit area have seen a massive commitment to the city by Quicken Loans and their chairman, Dan Gilbert. In addition to moving their headquarters to Downtown Detroit, <a href="http://www.huffingtonpost.com/2012/01/06/dan-gilbert-detroit-real-estate_n_1186321.html">Dan Gilbert has been on buying spree</a>. His purchases include:<br />
<br />
<br />
The Madison Theatre Building<br />
The Chase Tower<br />
The Two Detroit Center parking structure<br />
The First National Building<br />
The Dime Building<br />
Several additional Woodward Avenue properties <br />
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He also has the rights to develop the former Hudson's department store site. In total, Gilbert now owns approximately 1.6 million square feet of property in Detroit, making him the third largest landlord in Detroit, behind only the city itself and General Motors. The plan is to quickly develop and renovate the sites. <br />
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And in a more subtle move, <a href="http://www.freep.com/apps/pbcs.dll/article?AID=2012202260419">Quicken loans has begun quietly servicing more loans</a> instead of transfer the servicing to other lenders, leading to more local jobs. Quicken has had several hiring sprees over the last 12 months, and plans to add up to 1000 more people in the next 6 months.<br />
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The lending industry has been roundly (and in most cases, rightfully) criticized over the years for their practices. But let's give credit where credit is due. Dan Gilbert and Quicken Loans have made a huge commitment to revitalizing Downtown Detroit. Major kudos to Quicken.Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-4558409694297595460.post-34355402576644951872012-02-20T20:33:00.002-05:002012-02-20T20:38:49.756-05:00BBB - Top 10 Scams<div class="separator" style="clear: both; text-align: center;"><a href="http://www.flickr.com/photos/ringai/2760881919/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="197" src="http://1.bp.blogspot.com/-5XOuLPJX_LA/T0L0ZlMcN0I/AAAAAAAACZo/aHZuTKRERmc/s200/Phish.jpg" width="200" /></a></div>The Better Business Bureau lists the <a href="http://www.bbb.org/us/article/bbb-names-top-ten-scams-of-2011-31711">top 10 scams for 2011</a>:<br />
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<b>Top Job Scam</b> - Online applications that ask for your information.<br />
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<b>Top Sweepstakes and Lottery Scam</b> - Requiring you to SEND money first in order to receive your money. <br />
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<b>Top Social Media/Dating Scam</b> - Videos that look like they come from a friend may actually be viruses.<br />
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<b>Top Home Improvement Scam</b> - They knock on your door and offer an instant deal.<br />
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<b>Top Check Cashing Scam</b> - Someone purchases an item from you online, sends you too much, and asks you to deposit the funds and wire them back the difference.<br />
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<b>Top Phishing Scam</b> - Email or phone call claiming to be from The National Automated Clearing House Association asking for banking information. <br />
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<b>Top Identity Theft Scam</b> -You're staying at a hotel. The phone rings in the middle of the night. The caller claims to be from the front desk, says their computer crashed or that they need to verify your credit card number. Only they're not really from the hotel. <br />
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<b>Top Financial Scam</b> - Debt assistance companies that ask for money up front.<br />
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<b>Top Sales Scam</b> - Penny Auctions<br />
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<b>Scam of the Year</b> - The BBB Phishing scam!! Emails that pretend to be from the BBB, asking for information about you or your business. Oh the irony.Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-4558409694297595460.post-42184335871266161042012-02-09T00:04:00.001-05:002012-02-09T00:04:00.274-05:00Housing Crisis To End?<div class="separator" style="clear: both; text-align: center;"><a href="http://www.flickr.com/photos/chaparral/3265013257/" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="156" src="http://1.bp.blogspot.com/-XBw3exeV4EY/TzCyoUKvJAI/AAAAAAAACZg/C-KuylpTTxc/s200/shoe.jpg" width="200" /></a></div>According to <a href="http://www.dsnews.com/articles/housing-crisis-to-end-in-2012-as-banks-loosen-credit-standards-2012-01-24?utm_source=twitterfeed&utm_medium=twitter">Capital Economics</a>, banks are loosening credit, increasing the dollar amount of of loans based on borrower's earnings, and loosening loan to value ratios. Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-70520608333878336012012-02-07T00:01:00.000-05:002012-02-07T00:01:50.035-05:005 Steps For Improving Your Online Social Reputation<div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/-G6MnO8gBcAc/TzCwLprTEmI/AAAAAAAACZY/K8VQd3Ndj2A/s1600/Kudzu.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="133" src="http://3.bp.blogspot.com/-G6MnO8gBcAc/TzCwLprTEmI/AAAAAAAACZY/K8VQd3Ndj2A/s200/Kudzu.jpg" width="200" /></a></div>From The <a href="http://www.kudzubizsuccess.com/?p=5534">Kudzu Business Success Center</a>:<br />
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1. Consistency (consistent social identity across platforms)<br />
2. Find Your Brand (determine what you want your digital reputation to look like)<br />
3. Own Your Name (track your online reputation)<br />
4. Get Some Help (utilize available tools to help monitor your online identity) <br />
5. You Aren't A Robot (humanize your brand using social media) Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4558409694297595460.post-31173822629804982642012-02-06T02:26:00.000-05:002012-02-06T02:26:18.389-05:00Does Money Motivate People?<iframe allowfullscreen="" frameborder="0" height="360" src="http://www.youtube.com/embed/u6XAPnuFjJc?feature=player_embedded" width="640"></iframe>Unknownnoreply@blogger.com0